Monthly budget simulator

How are these estimates calculated?

Our estimates are based on average prices observed in Norway, updated for the first quarter of 2026. Here is our approach:

• Housing: Average price of a flat in the centre or inner suburbs, adapted to the type of household (studio, 1-bed, 2-bed+).
• Food: Supermarket grocery budget (Rema 1000, Kiwi, Coop) with a few meals out.
• Transport: Monthly public transport pass (Ruter, Skyss, AtB, etc.).
• Leisure: Outings, streaming subscriptions, sports and cultural activities.
• Phone / Internet: Mobile plan and fibre internet subscription.
• Insurance: Home contents insurance and supplementary health cover (innboforsikring, reiseforsikring).
• Miscellaneous: Clothes, toiletries, unexpected expenses.

The city multipliers reflect the price differences observed compared with Oslo, the most expensive city. For example, Trondheim is about 18% cheaper than Oslo for an overall budget.